Cold weather, busy nights, or just a serious comfort-food craving—this bowl shows up ready to win. Easy Creamy Ham & Potato Chowder Soup with Cheddar Cheese is the kind of recipe that feels familiar in the best way. Cozy, rich, and unapologetically hearty, it’s the soup you make when you want dinner to actually feel like dinner.

This isn’t one of those watery bowls that leave you hungry an hour later. We’re talking tender potatoes, savory ham, sweet carrots, and a little celery crunch for balance. Everything swims in a velvety base built from a simple roux, warm chicken broth, milk or cream, and plenty of sharp cheddar. FYI—sharp cheese matters here. It brings the flavor without overpowering the soup.

What makes this dish a standout among Ham And Cheese Soup Recipes is how effortlessly it comes together. No fancy steps. No wild ingredients. Just classic comfort done right. It easily earns its place among the Best Ham Soup Recipes, especially when you need something filling without being fussy.

This bowl also nails versatility. It works as a cozy dinner, a meal-prep hero, or a genius way to use leftover ham. That’s why it’s a favorite in Soups Using Ham and a top pick for anyone hunting for reliable Soup Ideas With Ham. Want to level it up? Toss in bacon and turn it into a crave-worthy Ham Bacon Potato Soup. IMO, that’s a power move.

The creamy texture hits that sweet spot between chowder and classic soup, making it a true Ham And Potato Chowder Soup people come back to. It’s a Creamy Soup Recipe that feels indulgent but still approachable. And yes—it belongs on every list of Easy Ham Soup Recipes and Soup Recipes Ham lovers swear by.

So grab a spoon. This one doesn’t mess around.

Easy Creamy Ham & Potato Chowder Soup with Cheddar Cheese Thumbnail

Ham N' Cheddar Potato Soup

Creamy Ham & Cheddar Potato Soup is the ultimate comfort food for cozy nights and hearty meals. This rich, satisfying soup combines tender potatoes, savory ham, and sharp cheddar cheese in a smooth, velvety broth. Built on a simple roux with butter, flour, milk, and cream, it delivers deep flavor without complicated steps. Sweet onions and garlic add warmth, while paprika brings subtle depth. Perfect for using leftover ham, this soup works beautifully as a filling dinner or comforting lunch. Serve it hot with crusty bread and classic toppings for a bowl everyone will love.

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Prep Time 15

Cook Time 30

Course: Dinner, Main Course, Soup

Cuisine: American

Ingredients Method Notes

Ingredients

Ingredients
6 medium potatoes peeled and cut into small chunks
4 cups chicken stock
1 cup heavy whipping cream
1 cup milk
½ cup unsalted butter
½ cup all-purpose flour
1 cup chopped cooked ham
1 cup grated cheddar cheese
½ cup diced onion
2 garlic cloves finely minced
1 teaspoon salt
½ teaspoon ground black pepper
¼ teaspoon paprika
Optional garnishes: sour cream sliced green onions, crispy bacon pieces

Method

1. Add the potatoes and chicken stock to a large soup pot. Bring to a rolling boil.

2. Lower the heat and let the potatoes cook gently for about 15–20 minutes, until fork-tender.

3. In another saucepan, melt the butter over medium heat.

4. Sprinkle in the flour and whisk continuously to form a smooth paste. Cook for about 1–2 minutes to remove the raw flour taste.

5. Slowly pour in the milk and cream, whisking as you go to keep the mixture lump-free.

6. Stir in the onion and garlic. Cook until soft and fragrant, about 5 minutes.

7. Transfer the creamy mixture into the pot with the potatoes.

8. Add the ham, cheddar cheese, salt, pepper, and paprika. Stir well.

9. Let the soup simmer for 5–10 minutes, stirring occasionally, until the cheese fully melts and the soup thickens.

10.Taste and adjust seasoning as needed.

11. Serve hot and finish with your favorite toppings.

Notes

Creamy Ham & Cheddar Potato Soup: A Comfort Classic

Potato soup has long been a go-to comfort meal, and this version turns it up a notch. By combining tender potatoes, savory ham, and bold cheddar cheese, this soup delivers a rich, satisfying flavor in every spoonful. The creamy base wraps everything together, creating a dish that feels both hearty and indulgent without being overwhelming.

What Makes This Soup So Good

This recipe shines because of its balance. A butter-and-flour base creates a smooth, velvety texture, while chicken stock keeps the flavor deep and savory. Milk and cream add richness, and the cheddar cheese brings just the right amount of sharpness. The ham adds saltiness and substance, making the soup filling and comforting.

Another win? Flexibility. You can easily tweak ingredient amounts, swap components, or adjust richness to suit your preferences.

Customizations & Variations

Add More Veggies:
Carrots, celery, or corn blend beautifully into this soup. Dice them small and cook them with the onions.

Try Different Cheeses:
Swap cheddar for Monterey Jack, Gruyère, or smoked gouda for a new flavor twist.

Turn Up the Heat:
A pinch of cayenne, chili flakes, or pepper jack cheese adds a subtle kick.

Vegetarian Option:
Skip the ham and use vegetable broth. Smoked paprika helps replace that savory depth.

Lightened Version:
Use low-fat milk, reduce the butter slightly, and choose reduced-fat cheese.

Pro Tips for the Best Potato Soup

Pick the Right Potatoes

Russet potatoes break down easily and make the soup thicker.
Yukon Golds hold their shape better and add a buttery flavor.
Red potatoes stay firm and aren’t ideal for creamy soups.

Get That Creamy Texture

Always cook the roux briefly before adding liquid.
Pour dairy in slowly while whisking to avoid lumps.
For extra smoothness, blend a small portion of the soup—don’t overdo it.

Boost the Flavor

Sautéing onions and garlic first adds depth.
Use quality broth for best results.
Herbs like thyme or bay leaf can elevate the overall taste.

Serving Ideas

This soup works beautifully on its own, but it also pairs well with:

Grilled cheese sandwiches
Crusty bread or dinner rolls
Fresh green salads
Baked potatoes with toppings

Add protein on the side—grilled chicken, sliced ham, or turkey—for a full meal.

Storage & Reheating

Refrigerator:
Cool completely, then store in an airtight container for up to 4 days.

Stovetop:
Reheat gently over medium heat, stirring often. Add milk or broth if thick.

Microwave:
Heat in short intervals, stirring between each to ensure even warming.

Frequently Asked Questions

Can I make this in a slow cooker?
Yes. Cook potatoes, broth, ham, onion, garlic, and seasoning on low for 6–8 hours. Stir in dairy and cheese at the end.

Is leftover ham okay to use?
Definitely. Leftover ham works perfectly and adds great flavor.

Can frozen potatoes be used?
They’ll work, but the texture may be slightly softer than fresh potatoes.

How do I thicken the soup?
Mix 1 tablespoon cornstarch with 2 tablespoons cold water, stir it in, and simmer until thickened.